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Guides for New York real estate investors
Plain-language articles on brownstone and multifamily flips, New York City rental rules, closing taxes, rent stabilization and DSCR loans in New York.
Cost Segregation for New York Rental Property: Bigger Deductions in Year One
How a cost segregation study front-loads depreciation on a New York rental, what 100% bonus depreciation changes, and why your New York State return is different.
Fix and Flip Loans in New York: How to Finance a Renovation
How a fix and flip loan is sized on a New York house, what recording and transfer taxes, permits and landmarks review do to the budget, and how to plan the exit.
New York City Short-Term Rental Rules: What Investors Need to Know
What Local Law 18 allows and bans, why whole-home rentals under 30 days are off the table in the city, and what that means for underwriting a New York rental.
New York Closing Costs for Investors: Mortgage Recording, Transfer and Mansion Taxes
How New York City’s mortgage recording tax, the city and state transfer taxes and the mansion tax work on an investment purchase, a refinance and a flip.
Rent Stabilization and Good Cause Eviction: A Guide for New York Investors
Which New York buildings are rent stabilized, what the 2019 rent law changed, how Good Cause Eviction works and who is exempt, and how each affects a purchase and a loan.
DSCR Loans for New York Rental Property: How They Work
How a DSCR loan qualifies a New York rental on its rent, what counts in the payment, and how New York’s taxes and rent rules affect the ratio.
Hard Money Loan Document Checklist
What to gather for a rental (DSCR) loan, a new construction loan and a fix and flip loan, divided into one-time documents and documents for each deal.
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